James serves as Pensacola’s Market President for Centennial Bank. He has a long history in commercial lending and has financed nearly $1 billion in projects along the gulf coast. James formerly served as Vice President for Florida First Capital Finance Corporation and Chief Operating Officer for Martin Construction. Additionally, he is a partner in a technology company, Accountingfly, and understands the intricacies of building a capital stack. He is a member of the SBDC Network’s “Lenders Hall of Fame” and was named as one of Florida Trend Magazine’s Trendsetters: Today and Beyond. He has served on numerous local boards including the University of West Florida’s Foundation Board, Seville Rotary, Pensacola Young Professionals and Manna Food Pantry among others.